Budget, budget, budget! We find it easiest to budget in our household. Every Friday, I take out cash for Groceries, Fun Money, Personal Cash & Christmas. I don't budget for everything, but when budgeting for these particular items, it sure helps save us money! It's easy to go overboard on groceries, and going out to eat...
These envelopes make budgeting easy, and fun! I'll upload a template so you can make your own! I just used scrapbook paper. Make up a bunch ahead of time, and you'll be on the "fast track" to budgeting!
What a fun and effective way to budget!
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